Leading BENEFITS Consulting Solutions

To have a benefit plan that works, you don’t have to be an expert in benefits. You just have to hire one!

To have a benefit plan that works, you don’t have to be an expert in benefits. You just have to hire one.

Area of Practice

01

Benefits Management

We will work with you to create a sustainable benefits plan to help you achieve your corporate goals.

02

Performance Reviews

We will work with you to monitor the performance of your plan design

03

Financial Underwriting

  • Insurer search and selection
  • Legislative and benefit trend updates
  • Managed care design
  • Group administration through our affiliate Automated Administration Services (AAS)
  • Innovative “desk-top” wellness information

04

Portfolio Management

We have access to a myriad of insurers & specialty providers to customize your plan design.

05

Claims Reviews

We review your claims experience to ascertain anomalies and abuse.

06

Marketing

  • Plan design, including traditional and flexible benefits
  • Utilization reviews
  • Risk analysis

Discover the Expertise of Our Consultancy Agency

Experience exceptional consulting services at our renowned agency. Benefit from our extensive knowledge and specialized guidance, tailored to the success of your employee benefits plan.

Come and Experience Our Attention To Details.

Off the shelf solutions are ok if you don’t mind the dust. At Ralph Moss Limited (RML), we pride ourselves in being a lot more innovative when it comes to setting up your benefit plan, advising on its financial management and continually looking for ways it can better serve both your objectives and the needs of the plan members.

We spend a great deal of time getting to know our clients before we propose solutions. And then we offer a range of approaches with information on the merits of each. Listening to our clients and then helping them understand a number of possibilities: that’s how we work as we provide plan sponsors (employers and associations) with comprehensive flexible group benefit services within cost effective structures.

50+

Years in business

12+

Insurance partnerships

★★★★★

As a well established childcare centre with over 40 years in business we understand the importance of employee benefits but realized this was not our area of expertise, which is why we hired Ralph Moss Ltd. Their extensive experience in the benefits industry has been extremely valuable to our company as they have taken us through the entire process: from introducing us to the concept of RRSP benefits, to implementing and managing our RRSP program. Our annual benefits review with their team takes into consideration the demographics of the existing staff and costs. We trust Ralph Moss Ltd. to manage our account, which is why we have had an ongoing relationship with them for over 30 years.

Irene Udo

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N.Y.L.P. Daycare

Our agency-consulting service focuses on attention to detail
so you can relax.

Effortless procedure

Flawlessly executed meetings