About Us

Every great firm starts with a great founder.

Although Ralph Moss is no longer with us, now, as a third generation company with over 50 years of experience, RML continues his legacy of pioneering in group benefits with a team of creative and professional benefit consultants and support staff dedicated to innovation in benefit solutions.

That attitude has help propel Ralph Moss Limited (RML) from its modest beginnings five decades ago to what it is today: a leading benefits consulting firm specializing in group life, health and disability coverages and retirement savings and pensions plans.